Unlock Your Home's Equity with a HELOC

What is a Home Equity Line of Credit (HELOC)?

A Home Equity Line of Credit (HELOC) is a type of loan that allows you to use the equity in your home as collateral for a line of credit. With a HELOC, you can borrow money as needed, up to a certain limit, and pay interest only on the funds you actually use. The loan provides you with a flexible source of financing that you can access whenever you need it. The amount you can borrow and the interest rate you’ll pay will depend on factors such as your income and the equity in your home.

Signs you need a HELOC

Home equity loans can help pay for home improvement projects. Making updates to your home can increase its market value should you wish to sell it. Get started now.

Home equity loans can finance your business debt or help with restructuring debts.

You can use home equity loans for prospective investment opportunities, including starting new businesses or buying a second home.

A home equity loan can help you cover unexpected expenses like tuition fees or medical bills.

The procces of your loan explained Simply

1. Complete your application

In order to not have any set backs finding you a lender, fill out as many details as possible on your application. You will need to provide personals details and proof and revenue. 

2. Verify your home details

You will need to provide municipal and school and tax report, most recent mortgage statement, certificate of location, if available a certified appraisal.

3. Receive a lending decision

After submitting you application and all other documents required we will provide you with a lending decision.

4. Receive your money

After signing with the notary you will receive your money usually via direct deposit into your checking account.

5. Make regular payments

You will make arrangements with the lender on how and when you make payments.

Why Choose a Home Equity Loan?

Competitive Rates

When you borrow directly from your line of credit, get a variable rate that’s often lower than the rate on a personal line of credit.

Use it how you want

Borrow only if and when needed.

Flexible Payments

You will make arrangements with the lender on how and when you make payments.

No credit check

No credit check, or hard inquiry is needed for a home equity line of credit.

Get a Free Consultation On Your HELOC Options, Pre-qualify now!

After submitting the prequalification application, one of our experienced agents will reach out to arrange a free consultation. During the call, you can talk about your personal financial objectives and examine the home equity loan or HELOC options that match your needs.